Bought for $35, sold for $320!

July 4th, 2009

Back in the Spring of 2008 I began researching wealth building.  I wanted to learn how to turn money into more money.  It became obvious to me that there are some people out there who are very good at this, and I decided that I should be one of them!

I was reading about people who were getting rich by purchasing assets, increasing their cashflow and developing passive incomes.  I figured if they could do it, so could I.

One morning I was discussing some business ideas with a friend.  I wanted to get into real estate right away, but he recommended that I start with something smaller.  As my friend helps 2 or 3 people get into various businesses every year, I decided to pay attention.

He knows that I am a musical person, so his suggestion was for me to begin trading musical instruments.  I had never even considered the idea before.  I must confess that I was not excited about it, but after spending a couple of weeks researching and thinking about it, I decided to give it a try.

I first bought a guitar.  I paid $100, then sold it as it was for $180.  Next was a trumpet. It was advertised at $125, but was in need of repair.  I negotiated with the seller and bought it for just $35.  The repairs came in at just over $60, so the instrument had really cost me $105.  However it sold for $320 – more than 300% of the combined cost of purchase & repair!

After the trumpet I picked up a flute.  I paid $160, spend $39 on repairs, and sold for $450 through a music shop.  After their commission I received $339.  That gave me a profit of $140.

Since that time there have been many more.  This week I puchased 2 trumpets for a total of $80.  One is in fantastic condition and I will sell for $450!  The other is a bit rough around the edges, but I should be able to sell it for $250-$350 once it has been repaired.

As I play 11 musical instruments, I have some knowledge about how they work.  It is easy for me to go around, check out a used instrument, and to know if it is any good or not.  I do all this in my spare time.

It is not that difficult to do.  Buying the trumpet was a scary thing – parts of it were totally ceased.  I had no idea how much a repair would cost, but I figured for $35 it was worth finding out.  I was surprised when I took it to a repair shop (I had to look up the Yellow Pages to find one) and they quoted around $50.

The reason I tell my story is to encourage you to find a way to become wealthy.  Running this side business has not made me totally rich, but it is bringing in an additional income which I can then use to invest with.  It is what is funding my journey to financial freedom (not having to work in order to get paid).  My goal is to use this money to acquire assets that cashflow – that is buying something that I can rent out or make money from over and over again.

To find out more about how I am doing, I strongly encourage you to visit my blog at financially-independent.com

Rob is on a journey to becoming financially independent. Having read many books and articles on wealth building, passive income streams and cashflow, he is now putting the knowledge into practice.

Join with him as he blogs on his way to financial freedom at www.financially-independent.com

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Best Online Jobs From Home

July 3rd, 2009

Are you Searching for a Legitimate Work at Home Opportunity to Earn Money from Home?
Making money on the Internet involves more than just creating and selling your products or becoming an affiliate. You have to develop a mindset of success. What’s better than learning from other self-made millionaires?

This article looks at 5 success secrets of self-made millionaires and how you can use these secrets to motivate yourself to make money online.

- You have to develop a clear sense of direction: These means setting your online income dreams into clear specific written goals, and becoming what you think most of the time.

- Dream big dreams: All self-made millionaires begin with a dream of what they want and what they want to be. You should cultivate that habit as well.

- Learn every detail of your business: It goes without saying that to be successful and make money on the web in your niche, you have to dedicate yourself to lifelong learning.

It’s important that you read all you can in your niche and take action.

- Be prepared to climb from peak to peak: When you have clear goals in relation to making money on the Internet, and you work towards them, the general trendline of your life will be upward over the years.

- Set a long term goal to be financially wealthy and discipline yourself to that goal: Here, it is important that you do the things that are goal achieving and not tension relieving. Also do the things that are necessary and important.

Making money online is an art which comprises a lot of factors. It requires you to be disciplined and action oriented.

If you have read books of self-made Internet millionaires, one key factor they posses is that they try more things than the average person, and they never consider the possibility of failure.

If you want to live the life of working from home and making money on the Internet, make sure you back everything you do with persistence and determination and learn from success stories.

Do you really want to know how to make real money online? If your answer is yes, then Sign Up For Maverick Money Makers Risk Free Today!

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Article Source: http://buyvoa.com/make-money/home-work/best-online-jobs-from-home/

About Me: Recommending A Great Product To My Readers! Visit my blog at – http://www.buyvoa.com , Also don’t forget to follow me on Twitter – http://twitter.com/bestproduct

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How to Create Lifetime Wealth with Real Estate Investing

July 2nd, 2009

Even in a bad economy, real estate is still a viable way of creating lifetime wealth for yourself. There are a number of ways to invest in real estate and build an income that will serve you well into your retirement years but the question on many people’s minds is how?

Start Slowly

For many people the first home they buy is just the beginning to creating lifetime wealth. Having something that you’ve vested time and money in can be a very powerful motivator in having a long lasting income. Once you’ve purchased your first home and built up equity in it, you may want to consider purchasing another home that you can use to put you on your way towards lifetime wealth. It’s important to remember, though, investing in real estate can take time before you see a return; patience and perseverance are important.

The Options

Two of the more popular options to investing in real estate are either to purchase a house and rent it out for a regular monthly income (which may pay the mortgage on the house you currently live in), or remodel a purchased house and then resell for a higher price than you originally paid for it.

You should understand what’s involved before you begin investing. A rental property will only yield you an income if your renters pay on time. Further you will still owe property taxes and you will claim the income you generate on your taxes.

Should you choose to purchase a house, remodel and then resell, be wary of the market you’re buying and selling in. If the remodeled home doesn’t sell, you could wind up taking a loss or needing to rent it anyway to insure you aren’t losing the money you invested. Either option is an excellent way to create lifetime wealth.

what you just learned about create lifetime wealth1 is just the begining. To get the full story and all the details, check us out at yourefreedom.com

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Make Money Online – REAL Methods To Make Some Cash

July 2nd, 2009

There are many ways to make money online, some are tedious, some require much time and effort. But one thing is certain, it is possible to make a decent living using several methods found on the Internet. Social networking, blogging, surveys, selling on eBay, writing articles and writing reviews are just a few.

I will be talking in detail about a few of these.

Blogging – Most people can make money online with blogging by adding Adsense to their submitted blogs. But money can also be made with sponsored blogging. This is when you write a blog about someones product/subject and you get paid commission.  When applying Google Adsense to your blogs it is important to use specific keywords to maximize your revenue. The most highly rated blog sites are blogger.com and blog.com, but there are many others out there.

Freelance Writing – There is a great opportunity out there to make money online for aspiring writers. Companies like Elance and oDesk advertise for other companies, and offer decent profits for well written pieces of work. They also take a cut of up to 15% of your earnings…nothing when you consider how much you could potentially be earning.

Gambling – Another way to make money online is through gambling, poker seems to be the most popular. Although it is a gamble, and it is not always a win win situation. You could potentially lose a great amount of money…or, you could make an incredible amount of profit. Be careful, and be wise!

Message Boards – This can be a time consuming way to make money online. Some websites that run message boards offer a pay-per-post to start the message board messages rolling. Payout can be as little as $0.01 to $0.25, sometimes more depending on the site. This can be time consuming petty work, but the rewards speak for themselves.

Selling – Websites like eBay and Amazon are a great way to make money online through selling products. If you are wanting to create your own business online, this option is great for you. There is much to sell out there, from eBooks, to vintage stock, to mass-stock.

Selling Your Own Photographs – It is possible to make money online selling your snaps online at certain photography agencies, decent money can be made if you are good at this. If your have a keen ambition to get your photographs out there and make it in the photography business, then this might appeal to you. Even if you aren’t an up and rising photographer, amateurs can still make a bit of cash with this method due to its high demand of decent photographs.

Surveys – You can make money online by completing online surveys. It is tedious and very time consuming, but a lot of money can be made from this. As many more people realize how effective this method of making money online is, the window of opportunity to join this method is shrinking. Some survey companies can payout up to $5, but others can be as little as pennies, or free merchandise. A good site to visit is YouGov.com.

There are other ways to make money online…So get out there and start making money online today! Thanks for reading, and good luck with your future.

For more information about making money online, check out the Baseball Brainiac page ‘Make Money Online‘. The page is a sub-page of the website Baseball-Brainiac. For baseball history, facts and information, check out Major League Baseball Brainiac.

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Beware the Hype in Options Trading

July 1st, 2009

Selling education on options trading is a big business. We see infomercials on television and receive emails advertising free trading software and foolproof trading systems. Unfortunately, there are many “snake oil salesmen” operating in options education. They are busy selling the dream of instantaneous riches without effort – and their price tag isn’t cheap.

I recently came across the following statements on option education web sites or advertisements for those web sites:

Make all the money you ever dreamed of trading options!
Trade options like a pro tomorrow!
Want to make 627% trading options?

The first statement doesn’t even deserve comment. The second statement is extremely misleading. It is certainly true that ordinary people of average intelligence can learn how to trade options – but it won’t happen tomorrow! Learning the fundamentals of options terminology, how options trade, how they are priced, and then all of the different options trading strategies and their behavior in differing markets simply does not happen overnight. It requires time, effort, and practice. In my experience, a minimum of six months is required for the fundamental education, paper trading, and then some taste of success trading in small lots before scaling up in volume.

The advertising line, “Want to make 627% trading options?”, is preposterous, but apparently it sells and brings in people. Certainly, it is possible to make returns of several hundred percent trading options. But it is also true that you could easily lose 100% of your money very quickly if you did not know what you were doing. Options trading strategies with the potential of several hundred percent returns are inherently trades with low probabilities of success. So, yes, I would like to make 627% trading options, but the presumption in this advertisement is that you can do that on most, if not all, of your trades. That is simply not true.

If you are interested in learning to trade options, here is a checklist to ensure your success:

1.    Find a reputable options education firm.
2.    Continue your search if the options education firm hypes the potential returns or suggests this will be quick and easy.
3.    Check references from former students.
4.    Expect to spend at least three months learning the fundamentals and trading on paper.
5.    Hire a trading coach who will be on call to help and answer questions as you begin to trade with real money (this will actually save you money).
6.    Scale up slowly.

Learning to trade options and generate a steady income from the markets is indeed feasible. But it requires time, effort, practice, discipline, and coaching to be successful. Don’t be deceived by the hype.

Kerry W. Given, Ph.D., aka Dr. Duke, has over twenty years of experience investing in the stock market and over seven years experience trading equity and index options. He has taken many classes on investing and trading through the years and has discovered first hand how difficult it can be to separate the financial facts from the marketing hype, myths, and get rich quick schemes. He can be reached at:

www.ParkwoodCapitalLLC.com

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Defeating Disappointment – Strategies to Overcome Any Obstacle and Succeed

January 3rd, 2009

Conquering Self-Doubt and Becoming More Confident

Everyone has times in their life when they feel inadequate and incompetent, but some of us feel that way more often than others. Many people are so busy putting themselves down they fail to thrive in life. They stop trying to learn and better themselves. They become discouraged and depressed. Do you feel like you may be one of these people?

Maybe your self-doubt stems from some negative experiences early in your life. For example, if people made fun of you when you were a child, you might doubt your abilities even today.

· Traumatic experiences can cause a vicious cycle of self-doubt in your mind.

Parents, teachers, and other children can sometimes unwittingly say things that have a powerful impact for both good and bad. So, how do you turn things around and stop that nagging voice in your head that says you’ll never be good enough?

Here are some tactics to help you erase that doubt and become more confident:

Let Go of Negative Criticism of Yourself

This applies to both past and present. Don’t let a jerk of a boss ruin your day by simply adding his voice to the tape player in your head. Realize that he may be taking his anger out on someone else because of his own inadequacies. People’s negative attitudes speak volumes about them, not about you!

· Stifle your tendency to criticize yourself. By agreeing with those who criticize you, you’re giving them all the power.

· Pay no attention to that voice in your head that’s saying you’re going to fail. If you stop listening, it will get quieter and eventually disappear.

· Reclaim your life by believing that you CAN succeed.

· Surround yourself with supportive people who believe in you.

Prepare Yourself and Do Your Best

It’s not enough just to think positively; you have to actively pursue success as well. Visualizing your end goal can help you make the right choices, but no one can do the work except you. One way to overcome self-doubt is to write down your positive qualities.

· Make a list of at least 5 good things about you. Every day when you wake up read the list. Reading aloud will also help you to believe the items you’ve listed.

The positive thinking will help prepare your mind to succeed, but there are other ways you can help yourself achieve your goals as well:

· Set reasonable goals. Decide what you want to do within a set amount of time. Keep your goals realistic so you can meet them. If you set unrealistic goals that you can’t meet, you’ll quickly become discouraged.  Start out small and get bigger with your dreams.

· Get busy. Inactive people easily become depressed. To avoid this unpleasant situation, immerse yourself in achieving your goals. Hard work will always pay off in the end.

· Revel in your success. Self-doubters tend to think they don’t deserve to succeed. But you do! You deserve a reward for conquering your self-doubt and becoming more confident. You deserve to be honored for your hard work and perseverance.  Don’t let anyone tell you otherwise.

Just remember you can’t reach the top of a mountain in one giant leap; it takes many steps along the way to reach the peak in due time. The same is true of success and achieving your goals.

Taking baby steps and attaining many small successes will bring you the confidence to reach your dreams. In the meantime, sit back and enjoy the journey to becoming the self-assured person you know you can be. It’s a wild ride, but it’s well worth it in the end.

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Conquering Self-Doubt and Becoming More Confident

January 3rd, 2009

Building a Happy, Healthy Family at Home

What a joy it is to feel harmony in our home! Striving to build a happy, healthy family at home is a very important endeavor, and the rewards are great for those who make it a priority. Families provide each of us with a sense that we belong, and our families contribute to our individual identity.

A healthy family structure can provide the emotional support to nurture and instill a sense of security in all of us. Relationships that we share in the family also allow us to develop the morals and basic values that we carry throughout our lives. This is why it’s so very important that we each strive to have the goal of building a happy, healthy family at home.

· Building solid relationships within the family is absolutely essential for the success of each individual in the family – whether young or old.

4 Elements of a Strong Family Bond

All too often you hear stories of dysfunctional families who have multiple problems and just don’t know how to function or communicate with each other. Surely this is not a scenario you imagined when you started your family! Rather than risk that path in life, here are some tips for developing a strong family bond:

1. Respect your family members. When it comes to family members, respect should be issued right from the beginning, even if it has yet to be earned. At the same time, it’s also important that you work to earn the respect of other members of the family.

· Respect is simply the process of placing value in the other people who make up your family.

2. Enjoy shared experiences together. The old saying, “A family who plays together stays together,” is very relevant in today’s world. Sharing experiences helps to build respect.  It also enables you to learn more about the people that you share a home with so you can discover their likes, dislikes, and the things that make them thrive from day to day.

· Families should work hard to ensure that they make time to spend with each other – both as a team and with each other on a one-to-one basis.

3. Trust your family. It’s been said that trust is a requirement for all fulfilling relationships, whether in your personal life, social life, or professional life. If you have respect for an individual and spend enough time with them to know their needs and desires, a mutual trust grows naturally.

· Trust is necessary to have open and honest relationships in the family.

4. Learn to give as well as take. Successful families know and understand the importance of the “two way street” that should exist within the family structure. When every family member understands this, you will all enjoy working and playing together.

· Every family member should know and understand their role and work to give and take on an equal basis.

It’s Never Too Late To Start Building a Happy Family

If you currently have discord and contention in your family, you might think it’s too late to rectify the situation. However, by taking positive steps to make changes as a whole family, you can start to rebuild your trust and respect.

One parent alone can’t make these changes by themselves. Open communication is critical so the entire family can understand what the current problems are and how to fix them. You may meet some resistance, but focusing on peace and harmony in the home should motivate even the most stubborn child. Once your family members get a taste of the happiness and security that a loving family brings to them, they won’t want to live any other way!

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Building a Happy, Healthy Family at Home

January 3rd, 2009

Becoming a More Assertive Person

Many people confuse assertiveness with aggression. There isn’t anything wrong or aggressive about open and honest communication when done appropriately. You’re merely clarifying your needs to another person.

  • Assertiveness is being able to express your feelings while still respecting the feelings of others.

Benefits of Assertiveness

Assertiveness is an important skill that can greatly reduce the amount of conflict in your life if used appropriately. Assertive people tend to see that their own needs are met in a timely fashion and therefore are healthier individuals with much less stress in their lives.

On the opposite end of the spectrum, passive people see themselves as victims and may become resentful and angry until one day they explode.

To help you avoid piling up resentments, I’ve compiled some techniques you can use to become a more assertive person.

Tips to Help You Become More Assertive

1. Stick with the facts. When confronting someone about a problem, instead of exaggerating the situation by saying “You ALWAYS (or NEVER) ______” simply state the facts of the current situation.

  • For example, if a person is habitually late, instead of telling them they’re always late, mention what time they arrived and what time they had agreed to be there. The discrepancy will speak for itself.

2. Begin with “I” instead of “You.” When you start a confrontation with “you,” it seems like an attack and usually puts the other individual on the defensive. Starting with the word “I” brings the focus to you – how their behavior has affected you and how you are feeling.

  • Rather than criticize the other person, show the people in your life how their actions affect you.

3. Maintain a confident posture. Letting others see your confidence helps you to assert yourself.

  • Stand up straight
  • Look people in the eye
  • Stay relaxed
  • Speak clearly
  • Respect the other individual’s personal space

Think of two people: one who is slouched over and afraid to look at your face and the other who is standing tall and commanding respect. Which one would you respect?

4. Use a firm pleasant tone of voice. Being assertive doesn’t mean raising your voice or getting emotional. Keep your responses short and direct. There’s no need to make excuses or justify your response.

  • Yelling only instigates more anger and possibly even violence. Speak your mind calmly to keep everyone calm.

5. Don’t assume that you already know the other individual’s motives. You may be surprised to find they aren’t the heinous person you thought they were!

  • Just as you can’t judge a book by its cover, you might not know all the details of what’s happening in the life or mind of the other person.

6. Listen and then ask questions. Instead of concentrating on how right you are, remember to listen to the other person’s point of view.

  • Try to understand where the other person is coming from and ask questions to clarify any concerns you might have.

7. Compromise. You may need to compromise to find a solution that meets the needs of everyone involved.

· The best solution is when both parties are satisfied with the outcome.

8. Evaluate. Every situation is different, so you’ll need to assess the circumstances to determine how much assertiveness is appropriate.

9. Acknowledge your successes. Being assertive may not go well in every situation, but you can always learn from your mistakes and do something differently next time.

  • Acknowledging your success brings you the confidence to continue asserting yourself.

You may occasionally feel guilt about asserting yourself because it can feel selfish to speak up about your own needs. Just remember that you, too, deserve to be treated with respect. Only you can teach people how to treat you. Only you can do the best job of taking care of you.

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Becoming a More Assertive Person

January 3rd, 2009

Many people confuse assertiveness with aggression. There isn’t anything wrong or aggressive about open and honest communication when done appropriately. You’re merely clarifying your needs to another person.

· Assertiveness is being able to express your feelings while still respecting the feelings of others.

Benefits of Assertiveness

Assertiveness is an important skill that can greatly reduce the amount of conflict in your life if used appropriately. Assertive people tend to see that their own needs are met in a timely fashion and therefore are healthier individuals with much less stress in their lives.

On the opposite end of the spectrum, passive people see themselves as victims and may become resentful and angry until one day they explode.

To help you avoid piling up resentments, I’ve compiled some techniques you can use to become a more assertive person.

Tips to Help You Become More Assertive

1. Stick with the facts. When confronting someone about a problem, instead of exaggerating the situation by saying “You ALWAYS (or NEVER) ______” simply state the facts of the current situation.

  • For example, if a person is habitually late, instead of telling them they’re always late, mention what time they arrived and what time they had agreed to be there. The discrepancy will speak for itself.

2. Begin with “I” instead of “You.” When you start a confrontation with “you,” it seems like an attack and usually puts the other individual on the defensive. Starting with the word “I” brings the focus to you – how their behavior has affected you and how you are feeling.

  • Rather than criticize the other person, show the people in your life how their actions affect you.

3. Maintain a confident posture. Letting others see your confidence helps you to assert yourself.

  • Stand up straight
  • Look people in the eye
  • Stay relaxed
  • Speak clearly
  • Respect the other individual’s personal space

Think of two people: one who is slouched over and afraid to look at your face and the other who is standing tall and commanding respect. Which one would you respect?

4. Use a firm pleasant tone of voice. Being assertive doesn’t mean raising your voice or getting emotional. Keep your responses short and direct. There’s no need to make excuses or justify your response.

  • Yelling only instigates more anger and possibly even violence. Speak your mind calmly to keep everyone calm.

5. Don’t assume that you already know the other individual’s motives. You may be surprised to find they aren’t the heinous person you thought they were!

· Just as you can’t judge a book by its cover, you might not know all the details of what’s happening in the life or mind of the other person.

6. Listen and then ask questions. Instead of concentrating on how right you are, remember to listen to the other person’s point of view.

  • Try to understand where the other person is coming from and ask questions to clarify any concerns you might have.

7. Compromise. You may need to compromise to find a solution that meets the needs of everyone involved.

  • The best solution is when both parties are satisfied with the outcome.

8. Evaluate. Every situation is different, so you’ll need to assess the circumstances to determine how much assertiveness is appropriate.

9. Acknowledge your successes. Being assertive may not go well in every situation, but you can always learn from your mistakes and do something differently next time.

  • Acknowledging your success brings you the confidence to continue asserting yourself.

You may occasionally feel guilt about asserting yourself because it can feel selfish to speak up about your own needs. Just remember that you, too, deserve to be treated with respect. Only you can teach people how to treat you. Only you can do the best job of taking care of you.

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Battling and Overcoming Stress During the Holidays

January 3rd, 2009

Battling and overcoming stress during the holidays can be a challenge to anyone. There are a number of things that can lead to this type of stress:

  • Family gatherings
  • Coping with loss
  • Busy stores
  • Long lines
  • Projects
  • Gift buying
  • Conflicts
  • And more

You may also have high expectations that add to the stress of your holiday season. Long gone are the days in which the season was highly anticipated and there was a sense of magic in the air. As an adult, you may find the season to be more stressful than joyous.

  • Unfortunately, these days, you may even consider holiday stress as a necessary holiday tradition!

Here are some methods you can use to battle and overcome stress during the holidays:

1. Are you overcommitted? The holidays normally come with many social gatherings that most of us feel we must attend. The fact is that you don’t have to go to every event you’re invited to.

  • Saying “no thank you” to some of the invitations will free up more time for yourself!

It’s important to remember and enjoy the spirit of the holidays. If it takes saying “no” to preserve some of your sanity, go for it! Others will be more understanding than you give them credit for.

  • Don’t become so burdened that you secretly wish for the season to pass quickly. Take time to be by yourself.

Whether you take a yoga class or a bubble bath, allow yourself to do something enjoyable without worrying about the holiday stress.

2. Carrying on traditions. Growing up, we may have seen our mothers cook a full course Christmas dinner. Perhaps it was routine to host a lavish holiday party. Maybe your family baked hundreds of Christmas cookies to give to friends and relatives.

  • Tradition is good but don’t allow yourself to become so wrapped up in tradition that it consumes you.

If you find that the routine you normally follow for the pure and simple sake of tradition is weighing on you and resulting in more stress than you can deal with, break away from it! You will be happier when you’re free from this stress.

  • Rather than living up to the expectations of years past, start your own, easy-going traditions. Instead of throwing a lavish party, have fewer friends over for tea and cookies. Allow other family members to bring side dishes to the holiday meal rather than cooking it all yourself.

3. Finding the perfect gift. There’s so much pressure to purchase the perfect gift for each person that it takes all the fun out of shopping. Remember, people are generally appreciative for whatever gift they receive. They don’t expect you to go to every corner of the Earth to find them a spectacular gift.

  • Save time and money by skipping the wrapping! Creativity is the main focus. You can even give gifts that can be used throughout the year. For example, you may give a coupon in a card for a free night of babysitting, one day of yard work, or other special things.
  • Shopping online has made searching for gifts much easier. It might also be more cost effective to buy online because many stores offer special sales or free shipping near the holidays.

As you can see, there are several effective ways to battle and overcome stress during the holidays. The key is to determine what’s causing your stress so you can eliminate it. In the end, you’ll see that most of the stress you experience is a result of the expectations you pose on yourself.

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